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Family Life Insurance
How will your dependants cope financially without you? Life Insurance can help by providing a short term and longer income to help meet the essential bills.
Mortgage Life Insurance
Taking out a mortgage is probably the largest financial commitment many people will ever make. But what happens if a borrower dies, or becomes critically ill?
Critical Illness Cover
Most people know of someone that has suffered from cancer or had another critical illness. But what about the financial impact of this change of lifestyle?
Income Protection
Statistically customers are many times more likely to have a period of illness that lasts more than 6 months during their working lifetime, than they are to die.
Unemployment Cover Unemployment is a possibility in most walks of life and whilst many will be able to find new employment easily Unemployment Insurance can provide peace of mind.
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We would recommend you use our advice process. This will ensure that you review all the options before deciding what fits your budget and needs.
We would recommend you use our advice process. This will ensure that you review all the options before deciding what fits your budget and needs.
Life Insurance News
Improved information resource for Alzheimer's sufferers
Critical illness
or life insurance customers looking for comprehensive information and advice on dementia can now share their experiences on a "new look" Alzheimer's Society website.
Highlighting that the proportion of people in the UK with dementia is set to soar in the next few years, the site is aimed at people living with the condition as well as their carers.
It features facts and advice about Alzheimer's and other types of dementia and an online shop with dementia-related publications.
"The numbers of people living with dementia will reach more than a million in less than 20 years," confirmed Neil Hunt, chief executive of the Alzheimer's Society.
"Those diagnosed, their carers, family and friends need access to fast and accurate information and that is something we can provide," he added.
New developments in the US this month have provided Alzheimer's patients with a potential boost in cheap life cover prospects, as scientists discovered what they believe to be a treatment helping to restore the memory loss associated with the disease.
Samaritan Pharmaceutical scientists pointed out a 2006 study by MetLife which revealed that adults over age 55 fear Alzheimer's disease more than cancer.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online
Asbestos victims seek compensation
A new High Court ruling will be passed to decide when those exposed to asbestos should receive compensation.
The legal battle will determine whether insurers are liable for damages from a victim's first exposure to the deadly substance or from when they suffer its affects.
Unite is the trade union backing those workers that have been exposed asbestos and, they say, the insurance industry is trying to avoid its liabilities.
Derek Simpson, joint general secretary of Unite, said: "It is a sickening scenario, and we will fight every step of the way to see that insurers are not allowed to pass the buck and dodge their responsibilities."
Mr Simpson described the "millions of pounds" at stake as Asbestos-related disease is the biggest cause of work-related deaths in the UK.
People that are exposed to asbestos can contract a type of cancer called mesothelioma, which can follow exposure to the substance by 25 to 40 years.
Cold sore link to Alzheimer's
A virus which causes cold sores could be linked to Alzheimer's disease, it has been claimed.
Researchers at the University of Manchester have found that when cultures of human brain cells were infected with the herpes simplex virus (HSV-1) there was a dramatic increase in levels of the protein found in the brains of people with Alzheimer's disease.
According to scientist Ruth Itzhaki, speaking to the New Scientist on its publication of the findings, the observed increase "strongly suggests that the virus produces amyloid protein and, ultimately, plaques in Alzheimer's brains".
In a separate study her team found that DNA from HSV-1 was attached to the amyloid plaques in brain slices taken from deceased Alzheimer's patients.
However, Renee Miller from the University of Rochester Medical Centre in New York pointed out that it would be difficult to prove that HSV-1 actually causes Alzheimer's as "there are likely to be many different routes to the same end state".
There are currently about 70,000 people living with dementia, of which Alzheimer's disease is one of the most common forms.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online
Critical illness
or life insurance customers looking for comprehensive information and advice on dementia can now share their experiences on a "new look" Alzheimer's Society website.
Highlighting that the proportion of people in the UK with dementia is set to soar in the next few years, the site is aimed at people living with the condition as well as their carers.
It features facts and advice about Alzheimer's and other types of dementia and an online shop with dementia-related publications.
"The numbers of people living with dementia will reach more than a million in less than 20 years," confirmed Neil Hunt, chief executive of the Alzheimer's Society.
"Those diagnosed, their carers, family and friends need access to fast and accurate information and that is something we can provide," he added.
New developments in the US this month have provided Alzheimer's patients with a potential boost in cheap life cover prospects, as scientists discovered what they believe to be a treatment helping to restore the memory loss associated with the disease.
Samaritan Pharmaceutical scientists pointed out a 2006 study by MetLife which revealed that adults over age 55 fear Alzheimer's disease more than cancer.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online
A new High Court ruling will be passed to decide when those exposed to asbestos should receive compensation.
The legal battle will determine whether insurers are liable for damages from a victim's first exposure to the deadly substance or from when they suffer its affects.
Unite is the trade union backing those workers that have been exposed asbestos and, they say, the insurance industry is trying to avoid its liabilities.
Derek Simpson, joint general secretary of Unite, said: "It is a sickening scenario, and we will fight every step of the way to see that insurers are not allowed to pass the buck and dodge their responsibilities."
Mr Simpson described the "millions of pounds" at stake as Asbestos-related disease is the biggest cause of work-related deaths in the UK.
People that are exposed to asbestos can contract a type of cancer called mesothelioma, which can follow exposure to the substance by 25 to 40 years.
A virus which causes cold sores could be linked to Alzheimer's disease, it has been claimed.
Researchers at the University of Manchester have found that when cultures of human brain cells were infected with the herpes simplex virus (HSV-1) there was a dramatic increase in levels of the protein found in the brains of people with Alzheimer's disease.
According to scientist Ruth Itzhaki, speaking to the New Scientist on its publication of the findings, the observed increase "strongly suggests that the virus produces amyloid protein and, ultimately, plaques in Alzheimer's brains".
In a separate study her team found that DNA from HSV-1 was attached to the amyloid plaques in brain slices taken from deceased Alzheimer's patients.
However, Renee Miller from the University of Rochester Medical Centre in New York pointed out that it would be difficult to prove that HSV-1 actually causes Alzheimer's as "there are likely to be many different routes to the same end state".
There are currently about 70,000 people living with dementia, of which Alzheimer's disease is one of the most common forms.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online