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Female Life Insurance

If you’re a female then you will typically pay less for life insurance than a male of the same age.  This is because women live longer than men.

However, a new ruling by the European Court of Justice will come into effect on 21st December 2012 which means Insurers will no longer be allowed to base the price of insurance on gender. 

You could also get cheaper premiums for your life insurance by applying through other companies, like Direct Life, rather than going direct to the insurer.

Look at the difference;  If you’re 35 years old next birthday who is a non-smoker and wanted a 25 year term level term life insurance policy with a sum assured of £100,000 the premiums with Direct Life would be;

These premiums are correct as at 9th March 2011 and are sourced via www.directlife.co.uk and Investment Life & Pensions Moneyfacts Publication March 2011.

How do I get a quote?
Get a life insurance quote now by filling in a few questions on our website or by telephoning our UK based call centre.

Don’t worry if you do call us we won’t use hard sales techniques, or sell you anything else, we’re only interested in giving you the policy you would like at the best price.

How do I apply?
Once you’ve decided which insurer or price to go with you can fill in our online application form, or call us and we can take the details over the phone.

Why would I need life insurance?
If your earnings make up a large portion of your family’s income or you have someone to care for then it is really important to consider protecting your family by having a life insurance policy in place.

A life insurance policy could be used to pay off your mortgage, any other commitments you might have, help towards the costs of caring for your dependants, or ensure your family has enough money to continue living a good life.