A new Critical Illness Recovery Plan product has been launched by RBC Insurance, offering a range of new unique features.

Features include a long term care insurance conversion option, which allows clients to convert their critical illness cover to long term care cover without the need for medical underwriting at the time.

It also includes an early assistance benefit in which ten per cent of the critical illness policy's face amount is paid if certain conditions which are included in the cover are diagnosed early.

Other features include a limited premium payment option and an improved return of premium option.

John Young, president and CEO of the company, said: "RBC Insurance is committed to providing distributors and their clients with industry-leading products and services.

"Our enhanced Critical Illness Recovery Plan was updated to include features and services that are valued by our clients and continues to provide exceptional coverage for Canadians facing a critical illness."
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