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Title: UK Life Insurance

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NEWS
Cat owners at reduced risk of stroke

20 March 2008 17:09:49
People who own cats are less likely to suffer a stroke or a heart attack than their non cat owning counterparts, new research shows.

According to scientists in America, who looked at 4,435 adults aged between the age of 30 and 75, having a cat as a pet reduces the risk of strokes by more than a third.

Even when other heart disease-triggering lifestyle factors such as smoking, diabetes and high cholesterol were taken into account cat owners were still found to be significantly less vulnerable.

While it was unclear why this was the case, Professor Adnan Qureshi from the Minnesota University said it is possible that owning a cat relieves stress and anxiety, which subsequently lowers blood pressure and reduces the heart rate.

Alternatively, it could be the case that the type of people who choose to own cats as pets are generally more stress-free and are therefore healthier, allowing them to enjoy cheaper life insurance premiums.

According to the Stroke Association an estimated 150,000 people in the UK have a stroke each year, around 67,000 of whom die as a result.

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Passive smokers have increased heart disease risk within 30 minutes

20 May 2008 18:11:27
People who breathe in second-hand tobacco smoke run the risk of damaging their arteries within just 30 minutes of exposure, new research has suggested.

Trials due to be discussed at the forthcoming XVI World Congress of Cardiology have revealed that within this short space of time, passively inhaling smoke can create changes in the arteries which can increase the risk of heart failure.

In addition, it was found that people who passively smoke have a 30 per cent higher risk of developing cardiovascular disease.

Dr Joaquin Barnoya, research director of the Cardiovascular Surgery Unit of Guatemala, said that the results are worrying because "the longer the arteries of non-smokers are exposed to tobacco smoke, the more they will behave like the arteries of smokers".

He explained: "We know that just 30 minutes' exposure to second-hand tobacco smoke is enough to produce an observable change in the arterial function of non-smokers. Passive tobacco smoke directly damages the endothelium, which is the internal wall of the arteries, responsible for their dilation and contraction."

Dr Barnoya went on to say that the findings are a fair indication that smoke-free environments are a good thing and can be linked to a decrease in heart disease in places like California.
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'Millions to be affected by Alzheimer's'

19 March 2008 17:14:32
Millions of people from the baby boom generation will develop Alzheimer's disease, figures show.

According to a report by the Alzheimer's Association, 10 million American baby boomers - one in every eight - will develop Alzheimer's in their lifetime, Medical News Today reports.

A new person develops the disease every 71 seconds in the US - a figure set to rise to every 33 seconds by 2050 - which may impact upon their life insurance policies.

The report also estimates that as many as 5.2 million people are living with Alzheimer's in the United States, including up to 250,000 under the age of 65.

Stephen McConnell, the Alzheimer's Association's vice president for advocacy and public policy, told the Washington Post that although most Alzheimer's carers are spouses of the sufferers, "there's evidence that 250,000 of these caregivers are children eight to 18".

"So you get the sense of an expanded circle of people who are affected by this disease. It's not just the person with the disease. It's not just their immediate caregiver: it's the children and grandchildren," he added.

The disease was placed as the seventh leading cause of death for all Americans, and the fifth leading cause for those over the age of 65 in the report.

According to the Alzheimer's Society, 700,000 people in the UK live with dementia.

The report, Alzheimer's Disease Facts and Figures, is published in Alzheimer's and Dementia, the journal of the Alzheimer's Association.

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