Welcome, how can we help?
Policy Types
Getting Technical

 

Home / - Privacy Policy

Direct Life & Pension Services Ltd
At Direct Life & Pension Services Ltd our aim is simply to provide our customers with easy access to competitive low cost life insurance allowing you to compare and save. We have arrangements in place with all the main Insurance providers.

Direct Life & Pension Services Ltd has been established since 1990.

Click here to visit our corporate site

Conditions of Web Site Use
At Direct Life & Pension Services Ltd we take privacy very seriously. We only store information about you that is necessary to fulfil any quotation or application request made by you. Direct Life & Pension Services Ltd handle personal information strictly confidentially but we accept no liability for loss of confidentiality through the use of the Internet or E-mail.

The nature of the technology means that the quotes system cannot be 'guaranteed'. Terms are therefore only deemed to form a 'contract' when a proposal is completed and an acceptance letter has been issued by the insurer.

The Site is the property of Direct Life & Pension Services Ltd. None of the data or content found within the site may be reproduced, republished, distributed, posted, sold, transferred, linked to or modified without the express permission of Direct Life & Pension Services Ltd.

You agree that the information provided by Direct Life & Pension Services Ltd is for your personal use only and may not be used for commercial purposes or distributed commercially without the permission of Direct Life & Pension Services Ltd.

Direct Life & Pension Services Ltd assumes no responsibility and shall not be liable for any damage to, or viruses that may infect your computer equipment on account of your access to, use of, or browsing in the site. In no event will Direct Life & Pension Services Ltd be liable for any injury, loss, claim, damage, or any exemplary, punitive, indirect, incidental or consequential damages of any kind (including but not limited to lost profits or lost savings), whether based in contract, tort, strict liability, or otherwise, which arise out of or is in any way connected with

  • Any use of this site or content found herein.
  • Any failure or delay (including, but not limited to) the use of or inability to use any component of the site.
  • The performance or non-performance by Direct Life & Pension Services Ltd even if such party has been advised of the possibility of damages to such parties or any other party.
  • The provision of or failure to provide services.
  • Any information, software, products, services and related graphics obtained through the site.

This site and the quotes/services available within the pages are designed for the use of residents of the United Kingdom only.

Complaints that cannot be settled through our own internal complaints procedure may be referred to the Financial Ombudsman Service

Back  button

NEWS
Med-style diet 'prolongs life'

11 December 2007 12:51:29
Anyone looking to boost their chances of cheap life cover could do so with a few tweaks to their diet, it has emerged.

Two separate studies, published in the journal Archives of Internal Medicine, have revealed that people who consume a Mediterranean-style diet and exercise daily are more likely to live longer.

Using data from over 566,000 people aged 50 to 71, the first found that people eating such food were less likely to die of cancer or heart disease.

Components of the diet included vegetables, fruits, nuts, whole grains and fish.

In the second study researchers found that individuals who exercised for about 30 minutes every day were 27 per cent less likely to die early.

Commenting on the findings, Professor Tim Key at Cancer Research UK said the links between diet and cancer are "complex".

"This study confirms that a diet high in vegetables and fruit and low in red and processed meats is associated with a moderate reduction in the overall risk for dying from cancer," he remarked.

"More research is needed to determine whether certain aspects of this type of diet have specific effects on particular types of cancer," he concluded.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice onlineADNFCR-980-ID-18389394-ADNFCR


Link between alcohol and cancer explained

02 May 2007 16:31:42
More has been discovered about the link between alcohol consumption and breast cancer, thanks to recent research.

Scientists at the University of Mississippi found that alcohol intake had a direct effect on both the size of cancerous tumours and the stimulation of the tumour growth.

Laboratory mice were injected with a breast cancer solution and while some were given water, others received an alcohol water solution.

The four-week study revealed that alcohol can certainly up the risk of breast cancer, with tumours developing in the alcohol-fed mice weighing in at an average of 1.4g, nearly twice as large as those in the water-fed rodents.

Jian-Wei Gu, leader of the research team, explained that while malignant cells are produced daily, most do not develop.

However, the study showed that moderate alcohol consumption – the human equivalent of two drinks a day – enabled the cancerous tumours to grow faster.

The mice in the alcohol-fed group carried more protein in their bloodstream, enabling blood vessels to infiltrate the tumour and provide nutrients.ADNFCR-980-ID-18137171-ADNFCR


Insulin pumps would 'cut diabetes complications'

06 December 2007 12:45:38
Diabetes complications such as blindness, heart disease, kidney failure and amputations would be reduced if more people had access to insulin pumps, it has been claimed.

Charity Diabetes UK pointed out that such pumps are more effective than traditional injections, but current UK access to them is "patchy".

Simon O'Neill, director of care, information and advocacy for the organisation, outlined research published in the journal Diabetic Medicine which found that insulin pumps are more effective than traditional insulin injections at improving blood glucose control and reducing hypoglycaemic episodes.

"Although pumps are not recommended for all people who manage their diabetes with insulin, it would be beneficial for many including those with type-two diabetes," remarked Mr O'Neill.

He added that despite the pumps costing £1,400, compared to £500 insulin injections, greater use of them would save the NHS money in the long term as complications including loss of limbs – which can ultimately cause the loss of independent existence - would fall.

Just over two per cent of British people with type-one diabetes use pumps compared to 15 to 20 per cent in the US and Germany.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice onlineADNFCR-980-ID-18383910-ADNFCR