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If you move away to live outside the UK this could affect the cover and premiums. You should check the policy terms and conditions carefully if you could be affected by this provision.

Generally we are able to quote standard terms to customers currently living in the UK and Isle of Man and the Channel Islands . Customers that are genuinely living in the UK and apply for life insurance (assurance) on this basis that subsequently find (and did not know when they started their life insurance/assurance), they want to move away should still be covered.

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NEWS
Flaxseed fights prostate cancer

04 June 2007 16:29:48
Scientists have discovered that the growth of prostate cancer tumours can be stunted by a regime of regular flaxseed supplements.

A study by Duke University Medical Center researchers found that of four study groups - a flaxseed-only diet, flaxseed supplements in conjunction with a low-fat diet, a low-fat diet alone and a control group - cancerous cells grew slowest among the two groups taking flaxseed.

Participants chose to ingest the edible seed - rich in omega-3 fatty acids - in a ground form, either with yoghurt or drinks, as its seed coating is inedible when in its whole form.

Wendy Denmark-Wahnefried, lead investigator of the study, said the research could prove crucial to the fight against prostate cancer.

"Our previous studies in animals and in humans had shown a correlation between flaxseed supplementation and slowed tumour growth, but the participants in those studies had taken flaxseed in conjunction with a low-fat diet.

"For this study, we demonstrated that it is flaxseed that primarily offers the protective benefit."

Prostate cancer accounts for almost a quarter of all new cancer diagnoses in the UK.ADNFCR-980-ID-18168756-ADNFCR


Smoking ban 'saves lives'

30 June 2008 17:58:53
New research has revealed that the smoking ban, designed to help protect people from secondhand smoke may have helped 400,000 people give up the habit.

The research revealed that smoking fell by 5.5 per cent in the nine months after the ban, compared with just 9.9 per cent in the previous nine months.

Professor Robert West, who carried out the research at the Health Behaviour Research Unit, explained his surprise at the impact of the ban.

He said: "These figures show the largest fall in the number of smokers on record. The effect has been as large in all social groups - poor as well as rich."

According to Jean King, director of tobacco control at Cancer Research UK, the results of the survey illustrate the fact that the ban is "saving lives".

There are now calls from tobacco pressure group ASH to introduce further measures to stop people smoking. Proposals include plans to ban people smoking in their own cars if their children are in there and removing all cigarette vending machines.

Primary lung cancer is the most common cause of cancer death in the UK and 33,000 people die of the disease each year. ADNFCR-980-ID-18662718-ADNFCR


'Lack of sunlight increases breast cancer risk'

16 May 2008 12:06:12
Life insurance policies may be affected by the news that scientists in America claim to have found links between breast cancer and a lack of exposure vitamin D from sunlight.

Researchers at the University of California used information from a database of cancer incidence and mortality rates in 175 countries, set up by the World Health Organisation for their study.

After creating a graph with a vertical axis for breast cancer incidence rates and a horizontal axis for latitude, they plotted age-standardised incidence rates for the 175 countries according to latitude.

"In general, breast cancer incidence was highest at the highest latitudes in both hemispheres," said Dr Cedric Garland.

"Even after controlling for known variables such as meat, vegetable and alcohol intake, cigarette consumption, weight, fertility and others, the inverse association of modelled vitamin D status with breast cancer incidence remained strong."

However, the researchers emphasise that as the study was of countries, the findings may not apply to individuals.

Further research on the effect of vitamin D from sunlight, diet and supplements on the risk of breast cancer is needed for individuals, they said.

According to Cancer Research UK, the disease is now the most common cancer in the UK, with more than 44,000 women are diagnosed with it each year.

ADNFCR-980-ID-18596974-ADNFCR