Welcome, how can we help?
Policy Types
Getting Technical
Home / Critical illness cover / - Major Organ Transplant
Definition
The actual undergoing as a recipient of, or inclusion on an official United Kingdom , the Channel Islands or The Isle of Man waiting list for, a transplant of a heart, liver, lung, pancreas or bone marrow.
What does this mean?
Sometimes a major organ of the body (such as the liver) becomes so diseased that it fails and becomes life threatening. It may therefore be essential to replace it with a healthy organ. For some rare illnesses, such as aplastic anaemia, a major organ transplant (in this case of the bone marrow) may be the only long term cure available. It can take a long time to find the right donor organ, and the waiting list for such operations is often long. The claim will be met therefore upon acceptance onto an official United Kingdom , Channel Islands or Isle of Man waiting list for the relevant transplant.
NEWS
Deodorant breast cancer link denied
07 September 2007 13:53:59
Cancer Research UK has said that there is 'no evidence' to support allegations of a link between deodorant use and breast cancer.
Recent research published in the Journal of Inorganic Biochemistry found increased aluminium levels in tissue samples taken from the outer regions of the breast, raising the possibility of a link between the aluminium content of deodorants and breast cancer contraction.
However, Henry Scowcroft, senior scientific officer at Cancer Research UK, said that the study was inaccurate.
"This research examined the distribution of aluminium in breast tissue samples from just 17 women with breast cancer," he explained. "It did not compare this data with aluminium levels in the rest of their bodies, nor with healthy individuals. As such its findings do not in any way demonstrate that aluminium contained in deodorants can affect breast cancer risk.
"In fact there is no compelling evidence to support this link - studies of large groups of people have failed to show a difference in cancer risk between people who use deodorant and people who don't."
He added: "Breast cancers are indeed more common in the upper outer region of the breast. But this is unlikely to be because this is the region sprayed by deodorants and almost certainly because this area contains the most breast tissue."
A mid-90s email hoax had perpetuated rumours of a link between deodorant use and breast cancer.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, and critical illnesslife insurance policies online.
'Cover up to avoid skin cancer'
07 May 2008 13:16:38
To help minimise skin cancer risks people should cover up when temperatures are high, Cancer Research UK has recommended.
Dr Lesley Walker, director of cancer information at the organisation, said: "Cancer Research UK advises that people should always avoid sunburn and take particular care to cover up when holidaying abroad in hot climates."
The expert's advice follows findings by Ecofys which suggest a two to four per cent rise in average summer temperatures could result in "substantial increases" in the number of new skin cancer cases - a trend which may affect life insurance policies.
However, Dr Walker claimed figures showing that non-melanoma - a largely non life-threatening form of skin cancer - is on the rise were most likely due to an improvement in the registration process in the UK rather than the increase in temperature.
According to a report by the Association of Dermatologists, the UK has the highest rate of skin cancer in Europe for children aged up to 14 and teenagers aged between 15 and 19.
A quarter of parents do not think it is necessary to apply sun cream to their children when they go to school in the summer, the report found.
Obesity raises throat cancer risk 'six-fold'
11 October 2007 13:09:56
Critical illness
cover is an important consideration for obese people, according to research.
The obese have been shown to be six times more likely than people with a healthy weight to develop throat cancer.
Furthermore, men who are seriously overweight and individuals under the age of 50 are linked to the highest increase in risk.
Published in a scientific journal named Gut, the new study highlighted that those with a body mass index (BMI) of 40 or more were six times as likely to have the disease as those with a BMI between 18.5 and 25.
This was concluded to be the case even when other cancer-related factors such as smoking and high alcohol consumption were taken into account.
A link between acid reflux and throat cancer has previously been identified, with the study demonstrating that repeated symptoms of severe heartburn or gastrointestinal reflux disease (Gord) were associated with a higher risk of the disease.
However the researchers pointed out that obese people face a bigger risk whether they experience acid reflux or not.
"Understanding the mechanisms through which these exposures might cause cancer is the focus of our continuing research," they concluded in the journal.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online.
07 September 2007 13:53:59
Cancer Research UK has said that there is 'no evidence' to support allegations of a link between deodorant use and breast cancer.
Recent research published in the Journal of Inorganic Biochemistry found increased aluminium levels in tissue samples taken from the outer regions of the breast, raising the possibility of a link between the aluminium content of deodorants and breast cancer contraction.
However, Henry Scowcroft, senior scientific officer at Cancer Research UK, said that the study was inaccurate.
"This research examined the distribution of aluminium in breast tissue samples from just 17 women with breast cancer," he explained. "It did not compare this data with aluminium levels in the rest of their bodies, nor with healthy individuals. As such its findings do not in any way demonstrate that aluminium contained in deodorants can affect breast cancer risk.
"In fact there is no compelling evidence to support this link - studies of large groups of people have failed to show a difference in cancer risk between people who use deodorant and people who don't."
He added: "Breast cancers are indeed more common in the upper outer region of the breast. But this is unlikely to be because this is the region sprayed by deodorants and almost certainly because this area contains the most breast tissue."
A mid-90s email hoax had perpetuated rumours of a link between deodorant use and breast cancer.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, and critical illnesslife insurance policies online.
07 May 2008 13:16:38
To help minimise skin cancer risks people should cover up when temperatures are high, Cancer Research UK has recommended.
Dr Lesley Walker, director of cancer information at the organisation, said: "Cancer Research UK advises that people should always avoid sunburn and take particular care to cover up when holidaying abroad in hot climates."
The expert's advice follows findings by Ecofys which suggest a two to four per cent rise in average summer temperatures could result in "substantial increases" in the number of new skin cancer cases - a trend which may affect life insurance policies.
However, Dr Walker claimed figures showing that non-melanoma - a largely non life-threatening form of skin cancer - is on the rise were most likely due to an improvement in the registration process in the UK rather than the increase in temperature.
According to a report by the Association of Dermatologists, the UK has the highest rate of skin cancer in Europe for children aged up to 14 and teenagers aged between 15 and 19.
A quarter of parents do not think it is necessary to apply sun cream to their children when they go to school in the summer, the report found.
11 October 2007 13:09:56
Critical illness
cover is an important consideration for obese people, according to research.
The obese have been shown to be six times more likely than people with a healthy weight to develop throat cancer.
Furthermore, men who are seriously overweight and individuals under the age of 50 are linked to the highest increase in risk.
Published in a scientific journal named Gut, the new study highlighted that those with a body mass index (BMI) of 40 or more were six times as likely to have the disease as those with a BMI between 18.5 and 25.
This was concluded to be the case even when other cancer-related factors such as smoking and high alcohol consumption were taken into account.
A link between acid reflux and throat cancer has previously been identified, with the study demonstrating that repeated symptoms of severe heartburn or gastrointestinal reflux disease (Gord) were associated with a higher risk of the disease.
However the researchers pointed out that obese people face a bigger risk whether they experience acid reflux or not.
"Understanding the mechanisms through which these exposures might cause cancer is the focus of our continuing research," they concluded in the journal.
Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online.