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Home / Critical illness cover / - Bacterial meningitis

Definition

Bacterial meningitis is a condition resulting from bacterial infection. This causes inflammation to the meninges, which is the protective layer around the brain. There are many forms of meningitis. It is only Bacterial meningitis that is covered, all other forms, including Viral meningitis, are excluded.

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NEWS
Avocado cancer cure

06 September 2007 12:49:37
Though it doesn't lessen the importance of acquiring life insurance and critical illness cover, a new study has revealed a fruity foe for cancer.

Research carried out at Ohio State University has shown that nutrients from Hass avocados can restrict the development of oral cancer.

The scientists found that the fruit is even more versatile than you might have thought, with its phytochemicals killing precancerous cells by increasing their internal amount of active oxygen.

Normal cells remained unharmed.

Haiming Ding of the Ohio State College of Medicine commented: "These studies suggest that individual and a combination of phytochemicals from the avocado fruit may offer an advantageous dietary strategy in cancer prevention."

More research is essential, however, added study author Steven D'Ambrosio.

"As we identify the molecular mechanisms and targets by which individual phytonutrients prevent cancer," he said, "we may be able to improve upon nature by formulating phytonutrient cocktails for specific cancers and individual susceptibility and risk.

"The future is ripe for identifying fruits and vegetables and individual phytonutrients with cancer preventing activity."

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, and critical illnesslife insurance policies online.ADNFCR-980-ID-18270335-ADNFCR


Critical illness cover: 'Worthwhile alternative' to life insurance

15 January 2008 11:47:56

Critical illness
cover is a handy alternative to life insurance, according to the man who came up with the idea for it.

Dr Marius Barnard, a South African surgeon who created the first critical illness policy in 1983, pointed out that increased life expectancy, improved ability to diagnose illnesses and the advent of better treatment have led critical illness cover to account for more eventualities than life insurance.

He commented on the difficulties facing individuals who want to take out adequate cover: "If you die at 30, life insurance was more important.

"But if you get a critical illness at 55 or 45 - when you are at the height of your earning ability - and you have an operation and survive another ten to 20 years, then critical illness insurance was more important."

He added that while life insurance is somewhat easier for individuals to understand, critical illness policies often require a financial advisor to explain the finer details.

According to the Association of British Insurers, around 12 million adults and children have been covered since critical illness insurance was introduced to the UK in 1986.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice onlineADNFCR-980-ID-18426692-ADNFCR


Hairdressers 'at increased cancer risk'

26 March 2008 16:34:15
Barbers and hairdressers could be at increased risk of contracting cancer as a result of the frequent contact they make with certain dyes and chemicals.

This is according to a report by the World Health Organisation's International Agency for Research on Cancer, which suggested that there is "excess risk" of urinary bladder cancer among male barbers and hairdressers in particular.

While the carcinogenic risk posed by hair colorants for personal use could not be pinned down, three industrial dyes were found to be "possibly carcinogenic".

The research is published in the Lancet Oncology journal this week and could have a bearing on life insurance premiums for hairdressers.

A study carried out by Swedish researchers and published in the American Journal of Public Health in 1999 indicated that hairdressing is among the professions that could have an increased risk of contracting cancer, potentially as a result of both exposure to certain chemicals and certain lifestyle factors, the BBC reports.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, and critical illnesslife insurance policies online
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