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Home / Critical illness cover / - Bacterial meningitis

Definition

Bacterial meningitis is a condition resulting from bacterial infection. This causes inflammation to the meninges, which is the protective layer around the brain. There are many forms of meningitis. It is only Bacterial meningitis that is covered, all other forms, including Viral meningitis, are excluded.

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Funding for scanner given to new cancer research centre

09 July 2008 18:35:18
A new cancer research centre has been given funding for a scanner that will help with the diagnosis and treatment of the disease, the BBC reported.

Cancer patients who may otherwise have issues with their life insurance policies could take advantage of the scanner at the new £13 million facility in Scotland.

Health Secretary Nicola Sturgeon who opened the Clinical Research Centre in Dundee explained the importance of the funding: "Research remains at the heart of the modern NHS and ensures great strides are made in patient safety and providing the best possible care."

She said that facilities like the one in Dundee had improved the health of the nation and the new centre would concentrate on providing patients with new treatments and support for cancer, cardiovascular problems and diabetes.

Talking about the importance of the centre, director Alastair Thompson, said: "It will make us more efficient in our research, gives us greater capability to run more complex trials, and will give real benefit to patients in this area."

UK life insurance is important for people who have relatives that have been diagnosed with cancer.
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'UK Cholesterol levels increasing'

27 February 2008 17:21:09
The number of people suffering from high levels of cholesterol is increasing due to poor diet and increasing cases of obesity, Heart Research UK has warned.

An estimated two-thirds of men and women have blood cholesterol levels higher than UK guidelines - which may affect life insurance policies.

Heart Research UK lifestyle manager Denise Armstrong said: "In general, most of us, if we suffer from raised cholesterol it is because of the diet we eat.

"There are things we can do to keep it low and avoid the risk of developing heart disease, which is the main problem that occurs when you have raised cholesterol," she continued.

The organisation states that while cholesterol is "vital" for the maintenance of healthy cells, if the body accumulates too much, it will deposit it in the walls of the arteries.

Should the arteries become damaged as a result, a heart attack could occur.

According to research conducted by Heart Research UK, the average total cholesterol level in the UK is about 5.8mmol/l.

New UK guidelines for 2005 recommend a cholesterol level of less than 4.0mmol/l.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice online
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'Young people need to be educated about sun risks'

21 April 2008 17:59:46
Many young people wrongly associate having a tan with beauty and success and need to be "educated about the health risks of sunbathing", an expert has said.

Maria Tobou, a media officer for the British Association of Dermatologists (Bad) Sun Awareness campaign said that many people young people wrongly associate skin cancer – a condition which may affect life insurance policies - with old age.

In fact, potentially fatal melanoma – the most dangerous type of skin cancer – is considered to be the most common cancer in the 15 to 35 age group, she added.

A survey conducted for the Sun Awareness campaign revealed that over half – 56 percent – of respondents found people with a tan more attractive while 91 percent thought that fashion influences people's sunbathing habits.

According to Bad, this "suggests that many people are willing to risk skin cancer for the sake of their looks."

"It's important to target young people, who often overlook their health for the sake of a tan, and also parents who are responsible for keeping their children safe in the sun," Ms Tobou continued.

Statistics from Cancer Research UK show that around 9,000 cases of melanoma are diagnosed each year.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice onlineADNFCR-980-ID-18561324-ADNFCR