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Home / Critical illness cover / - Aplastic Diesease

Definition

Permanent bone marrow failure which results in anaemia, neutropenia and thrombocytopenia requiring treatment with at least one of the following:

• blood transfusion;

• marrow stimulating agents;

• immunosuppressive agents; or

• bone marrow transplant.

What does this mean?

Aplastic anaemia is a rare and very serious form of anaemia in which there is a decrease in the quantity of blood-forming cells in the bone marrow. This then causes impairment of all blood cell production. This condition can be present from birth or may develop in later life.

Definition

A definite diagnosis of Bacterial meningitis by a Consultant Neurologist resulting in permanent neurological deficit. All other forms of meningitis are excluded.

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NEWS
'More coverage' needed to stop prostate cancer taboo

08 July 2008 17:22:51
Victims of prostate cancer are embarrassed to go to the doctor and therefore more media coverage is needed to break down taboos and encourage men with symptoms to seek help.

That is according to the Prostate Cancer Research Centre who report that the disease does not get as much coverage as breast cancer even though it is just as common and potentially life threatening.

Talking on behalf of the research centre, Liz Adlem who lost her husband to prostate cancer a year ago, said: "It does need more coverage for the chaps to get themselves together and go to the doctors."

She continued: "It is really very difficult, but you do have to gently nudge gentlemen to go – they have got to go to the doctors."

Prostate cancer kills 10,000 men every year in the UK and whilst the chances of surviving the disease are better than they were 30 years ago, if it is not caught early the prognosis is bleaker.

Those who have a father or grandfather who has or has had prostate cancer may find their life insurance policiesaffected because they are twice as likely to contract the form of cancer.

UK life insurance policies may be affected by those that have prostate cancer. ADNFCR-980-ID-18675317-ADNFCR


Campaign highlights plight of asthma sufferers

30 April 2008 17:29:44
A UK-wide campaign is being launched to highlight the divide in health and quality of life for asthma sufferers depending on where they live.

The 'Wish you were here?' campaign is being spearheaded by charity Asthma UK to mark World Asthma Day on May 6th.

The organisation is calling on the government and healthcare providers to deliver high quality services for people suffering from the disease - a factor which may affect their life insurance policies.

Reports used in the campaign will highlight variations in admissions data for asthma patients across the UK.

According to the organisation, as many as 75 per cent of all hospital admissions for asthma are avoidable through good management and routine care.

In addition, a 'good asthma services checklist' has been drawn up by the charity to encourage healthcare professionals to help people with the illness stay in control of their condition.

Asthma sufferers are also being offered the chance to learn more about the disease at the 2008 Allergy and Gluten Free Show in London.

Asthma UK will be one of more than 100 exhibitors at the event providing information about the disease and the opportunity to speak to a qualified asthma nurse.

Please click here for advice on UK life insurance, life insurance policies and a life insurance quoteADNFCR-980-ID-18575367-ADNFCR


Bowel cancer screening launched

30 April 2008 17:24:01
A new bowel cancer screening programme has been launched in Lancashire

People in Oldham aged between 60 and 69 years will receive a free testing kit at home as part of the NHS bowel cancer screening programme - the results of which could affect their life insurance premiums.

They will also receive a leaflet by Cancer Research UK entitled Bowel Cancer Screening – The Facts to help them make an informed choice about whether to take part.

Once the test is complete, patients will return the kit in a pre-paid envelope to a laboratory for testing.

Bowel cancer is the third most common cancer causing almost 16,100 deaths in the UK each year.

Alan Higgins, director of public health for Oldham, said "It is vital that we detect bowel cancer at an early stage as early detection and treatment saves lives. Regular bowel cancer screening can reduce the risk of dying from bowel cancer by 16 per cent."

Around one in 20 people will develop bowel cancer during their lifetime.

However, the risk increases as people get older with eight out of ten people diagnosed with bowel cancer aged over 60.

Direct Life and Pensions Services Ltd are one of the UK's leading providers of life insurance, term life assurance, mortgage protection, critical illness and life insurance advice onlineADNFCR-980-ID-18575347-ADNFCR