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Family Life Insurance
How will your dependants cope financially without you? Life Insurance can help by providing a short term and longer income to help meet the essential bills.
Mortgage Life Insurance
Taking out a mortgage is probably the largest financial commitment many people will ever make. But what happens if a borrower dies, or becomes critically ill?
Critical Illness Cover
Most people know of someone that has suffered from cancer or had another critical illness. But what about the financial impact of this change of lifestyle?
Income Protection
Statistically customers are many times more likely to have a period of illness that lasts more than 6 months during their working lifetime, than they are to die.
Unemployment Cover Unemployment is a possibility in most walks of life and whilst many will be able to find new employment easily Unemployment Insurance can provide peace of mind.
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We would recommend you use our advice process. This will ensure that you review all the options before deciding what fits your budget and needs.
We would recommend you use our advice process. This will ensure that you review all the options before deciding what fits your budget and needs.
Life Insurance News
Binge-drink ad campaign targets the youth market
An advertising campaign illustrating the dangers of binge drinking is to be launched by the Home Office.
The campaign's strapline is "You wouldn't start a night like this, so why end it that way?" and shows young people being sick, violent and injuring themselves.
Adverts will also be shown online and will depict the aftermath of a binge-drinking session. One of the online ads aimed at a female audience shows a woman getting into a car with a man she doesn't know.
Talking about the intended effect of the campaign, home secretary, Jacqui Smith, said it would "challenge people to think twice about the serious consequences of losing control".
She continued: "Binge drinking is not only damaging to health but it makes individuals vulnerable to harm."
Chris Allison, licensing spokesman for the Association of Chief Police Officers, spoke to the BBC about the affects of alcohol.
He explained that in addition to leading people to commit crime and become victims of crime, binge drinking also "led to more serious injuries and long-term health damage".
According to an NHS report, hospital admissions linked to alcohol use have more than doubled in England since 1995.
No criminal inquiry into superbug outbreak
A number of families in the UK received devastating news this week that charges would not be brought against hospitals after a superbug outbreak.
At least 90 patients reportedly died after more than 1,000 were infected with Clostridium difficile.
However, the police and the Health and Safety Executive claimed that the evidence was not strong enough to justify a criminal inquiry.
"Those patients didn't die by chance. They died because they contracted C.diff at the trust because of poor hygiene and care, so they are to blame, without a doubt," said Cheryl Baker, whose mother died of the bug.
Geoff martin from the campaign group Health Emergency described the case as the "worst single corporate failure in the history of the NHS".
The two serious outbreaks occurred at three sites in Tunbridge Wells, Pembury Hospital and Maidstone Hospital.
This comes after news that new guidelines on tackling C.diff are expected to be reviewed after epidemics have been linked to a new hyper-virulent strain.
Patients going into hospital could cover themselves by taking out a UK life insurance policy.
Life insurance policies may give patients going into hospital peace of mind.
New critical illness definitions from Bright Grey
Bright Grey has announced it is set to implement the Association of British Insurers' (ABI) new standard critical illness definitions from next week.
It is hoped that the move will allow consumers to more easily see what areas are covered in policies and ensure that critical illness insurance products remain serviceable long in to the future.
The ABI's best practice statement has been long awaited and has been praised from many quarters.
Roger Edwards, the product director at Bright Grey, remarked: "The ABI definitions should bring greater clarity for customers through the revised headings.
"Like all providers, we've been through a reassurance re-broking process in order to introduce these new standard definitions, and we've taken the opportunity to investigate where we can include new illnesses and go beyond some of the definitions."
The company has also announced that it is set to introduce four new illnesses to its critical illness cover, including severe lung disease resulting in permanent symptoms.
An advertising campaign illustrating the dangers of binge drinking is to be launched by the Home Office.
The campaign's strapline is "You wouldn't start a night like this, so why end it that way?" and shows young people being sick, violent and injuring themselves.
Adverts will also be shown online and will depict the aftermath of a binge-drinking session. One of the online ads aimed at a female audience shows a woman getting into a car with a man she doesn't know.
Talking about the intended effect of the campaign, home secretary, Jacqui Smith, said it would "challenge people to think twice about the serious consequences of losing control".
She continued: "Binge drinking is not only damaging to health but it makes individuals vulnerable to harm."
Chris Allison, licensing spokesman for the Association of Chief Police Officers, spoke to the BBC about the affects of alcohol.
He explained that in addition to leading people to commit crime and become victims of crime, binge drinking also "led to more serious injuries and long-term health damage".
According to an NHS report, hospital admissions linked to alcohol use have more than doubled in England since 1995.
A number of families in the UK received devastating news this week that charges would not be brought against hospitals after a superbug outbreak.
At least 90 patients reportedly died after more than 1,000 were infected with Clostridium difficile.
However, the police and the Health and Safety Executive claimed that the evidence was not strong enough to justify a criminal inquiry.
"Those patients didn't die by chance. They died because they contracted C.diff at the trust because of poor hygiene and care, so they are to blame, without a doubt," said Cheryl Baker, whose mother died of the bug.
Geoff martin from the campaign group Health Emergency described the case as the "worst single corporate failure in the history of the NHS".
The two serious outbreaks occurred at three sites in Tunbridge Wells, Pembury Hospital and Maidstone Hospital.
This comes after news that new guidelines on tackling C.diff are expected to be reviewed after epidemics have been linked to a new hyper-virulent strain.
Patients going into hospital could cover themselves by taking out a UK life insurance policy.
Life insurance policies may give patients going into hospital peace of mind.
Bright Grey has announced it is set to implement the Association of British Insurers' (ABI) new standard critical illness definitions from next week.
It is hoped that the move will allow consumers to more easily see what areas are covered in policies and ensure that critical illness insurance products remain serviceable long in to the future.
The ABI's best practice statement has been long awaited and has been praised from many quarters.
Roger Edwards, the product director at Bright Grey, remarked: "The ABI definitions should bring greater clarity for customers through the revised headings.
"Like all providers, we've been through a reassurance re-broking process in order to introduce these new standard definitions, and we've taken the opportunity to investigate where we can include new illnesses and go beyond some of the definitions."
The company has also announced that it is set to introduce four new illnesses to its critical illness cover, including severe lung disease resulting in permanent symptoms.